The bank account numbers used in Hungary has a standard structure. The first 3 digits of the account number is the bank code issued by the MNB. This is followed by a four-digit branch-office identifier that may be chosen by the credit institutions. The first group of 8 (branch office code) is closed by a control number the generation rules of which is provided in an MNB Decree.
Governance of the transfers sent to the Interbank Clearing System is based on the verification table. From/to an account number with branch office code not included in the verification number no transfer may be initiated.
In addition, the Routing Table contains
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the names and addresses of the branch offices which facilitate implementation of physical (printed) transactions (e.g. collection based on a writ of the court, etc.)
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which branch offices may send and receive VIBER items.
In addition, the table contains a number of data necessary for implementation of payment transactions (e.g. direct/indirect ICS/VIBER membership, the banks through which the services of the individual payment systems are used, etc.)